Devoted to interest rates, loans, and lending institutions

Even though short term interest rates are expected to fall again with an expected Fed rate cut (maybe even another emergency Fed rate cut this week) on the way, mortgage loan rates are not falling. 

Why?

The answer is to do with the fact that mortgage loan rates are tied more to long-term interest rates -- like those of the 10-year Treasury notes. And, when inflation becomies a concern (as it does when too much Fed rate cut moves are made), those rates go up.

While there a mortgage loan rates are unlikely to rise dramatically, they are also not going to fall. The most likely scenario is that they remain relatively steady for the next 30-45 days.