Archive for January 2013
Is There Something The Payday Loan Debt Collector Isn't Telling You?
Debt collection is a huge industry these days with 30 million Americans having an average of $1500 in collections. Payday loan collectors have become part of the debt collection industry that spends countless hours making phone calls, sending emails, mailing letters and searching for debtors on the Internet and social media sites. When a debtor goes into default with their payday loan,…Read More
Can A Payday Loan Lender Come After Me For Someone Else's Debt?
Anyone who has taken out a loan of some sort has probably been asked to provide two or three references on the credit application. Payday loan lenders are one of the many creditors who will ask an applicant to do this. This information isn’t collected so the lender can call the applicant’s references to ask if they are a good candidate for a…Read More
Are Payday Loan Lenders Competing With Banks For Business?
The FDIC (Federal Deposit Insurance Corporation) has implemented a program that encourages banks to offer small dollar loans, comparable to payday loans, but is finding that the program hasn’t been all that successful. It seems that banks just can’t compete with payday loan lenders as far as cost and ease are concerned. The FDIC found that only 31%…Read More
What Does A Payday Loan Have To Say About Your Credit Worthiness?
Do you know your credit score? Do you know what a credit score is and why it’s important? Does a credit score matter when you are applying for a payday loan?Anytime you take out credit in the form of a mortgage, auto loan, boat or RV purchase or credit card, the creditor you are applying with and possibly borrowing from…Read More
Are Payday Loans A Solution To Your Cash Flow Dilemma?
With the New Year upon us and Christmas bills still following us, countless Americans are wondering how they will pay the bills and cover their taxes due in April. Payday loans are one solution to individuals feeling the crunch of bills and taxes. A cash advance may enable you to take care of impending finances…Read More
How Does A Payday Loan Factor Into Your Monthly Budget?
Payday loans, cash advances, auto and car title loans and “installment” loans are all means of getting quick cash. Consumers who find themselves in a financial quandary may turn to one of these loans to help them pay for an unexpected cost or money emergency. Some may take out one of these short-term fast cash loans to see them…Read More
Get More From Your Payday Loan Lenders
You might think they’re all the same, but in reality, payday loan lenders are different. When you find yourself in search of emergency funds, you may be a little cautious about applying for an online payday loan. It could be because you have heard stories of people falling victim to identification theft when applying for…Read More
A Payday Advance Loan as a Money Machine?
You might be aware of how simple it is to get approved for a payday advance loan. It’s so easy that many people can start to get the wrong impression of what it truly is. It’s not like having your very own machine that spits out money whenever you want it to. Unfortunately, there is…Read More
Payday Loan Online Gaining Popularity
Have you noticed that a payday loan online is becoming more popular, lately? We are all aware that several families across the nation had their finances cut in half, if not more than that. Although the economy reportedly is picking up, it’s still a difficult challenge to find work. Not only is there much competition for the…Read More
What an Online Payday Loan Lender Knows From Your Bank Statement
Applying for payday loans online is quick and it’s a very simple process. Some people may feel a little bit timid of having to put their personal information on an application over the internet. For the most part, when you apply with a direct lender, it’s a secure site. There are some lenders that will…Read More