Archive for March 2013
Don't Use Payday Loan To Bail Out Friends, Family
When someone gets arrested, it affects family and friends as well. Most of us want to help people close to us, but don’t use a payday loan to do it. When someone is arrested, he usually has to provide bail to get out of jail. This bail has value and is essentially a promise by…
Read MoreMove-In Costs May Not Justify Taking Out A Payday Advance
Taking out a payday advance for an immediate cost may put some people at an advantage. But is it smart to borrow this way to pay move-in costs on a new place? Most landlords require twice the cost of the rent upon move-in. Meaning, if the rent on the new home you want to move…
Read MoreDon't Let A Wedding Force Your Marriage To Start With Payday Loan
With the average cost of weddings approaching $27,000, it is easy to see how paying for the nuptials could exhaust savings and lead to a payday loan. However, you can avoid big bills and still have the wedding of your dreams. First of all, write down your priorities. Make sure you know what is important…
Read MoreBe Smart When Raising Kids To Avoid Payday Loan Lenders
Raising children is a monumental task, and the financial burden can be huge, especially if you are struggling to pay off payday loan lenders. Careful planning and communication with your kids is key to paying off the payday loan lenders as soon as possible. Kids are tougher than we usually give them credit for. They…
Read MoreDownshift Your Way To Freedom From Payday Loan Lenders
Payday loan lenders want to keep you in a cycle of payday loans, which means you having to renew your payday loan when it is due instead of paying it off. This means the interest will add up quickly and keep you in debt. When you’re stuck in this cycle, you need to look for…
Read MoreWhen A Payday Loan Become A Part Of Your Auto Insurance Bill
Auto insurance can get quite costly. When your monthly premium is due and you don’t have the cash, will you need a payday loan to keep yourself legal to be driving? Depending on which state you live in, the cost of your car insurance can range anywhere from 1%-8% of your median annual household income.…
Read MoreWhy Save When I can Get A Payday Loan?
Not all of us have a “saving” mentality. Spending our lot can push many into a corner when unexpected costs come up. That’s when getting a payday loan may come in. Experts in the financial world are saying that the economy is on an upswing with consumers spending more than they did in the past…
Read MoreWhat To Do After A Payday Loan
So, you qualified for a payday loan, you just got your money and you’ve used it to pay your emergency bill. Crises averted, right? No. Not averted. Delayed, maybe; but not averted.
Read MoreBank Overdraft Not The Same As Payday Advance
A payday advance loan is designed to help people in an unexpected tight spot for a short period. Some people will just allow their bank account to be overdraft instead of taking out a payday advance, but this could be a mistake. While it is convenient to just allow the bank account to go overdraft,…
Read MoreDon't Let Payday Loan Keep You From Camping Fun
A family camping trip is a fun way to have a vacation on a tight budget. However, if you aren’t careful, it could still lead to another payday loan. Camping is generally is a cheaper alternative to other forms of travel, but it can still be expensive if you don’t look for ways to save.…
Read More