When you are having a hard time paying off payday loan lenders, you need to find ways to cut back on expenses. If you need to lose weight or just get in shape, you can do both at the same time.
We have become so used to time-saving devices that we don’t stop to think about how it prevents us from doing useful exercise in our daily lives. Most of the time, we end up paying more for the convenience of saving time, and consequently exercising less, so eliminating some of these time-saving conveniences in our lives can help us save money and exercise at the same time.
A common expense for many people is commuting to work. This not only costs gasoline, but it also increases how often you will need to do maintenance on your car as well.
One way to save this expense is by walking to work. Many fitness experts recommend that people take 10,000 steps per day, which is approximately five miles a day. If your work is 2 1/2 miles or more away, you can reach that recommended goal while just walking to work. Even if it is less, it will make it a lot easier to reach that goal.
If you live too far away to make it feasible to walk to work, you also could try riding a bike to work. If it is too far for even a bike ride, you also could bike to a bus or train station and take public transportation to work. Many buses and trains have places for people to stow their bicycles when needed.
Avoid conveniences to exercise and pay off payday loan lenders
You also could gain extra exercise around the home. Instead of putting dishes in the dishwasher, you could wash them by hand. If you don’t already have a dishwasher, you’ll have the immediate savings of the cost of a dishwasher. However, studies have shown that you won’t save much in energy costs, if at all, by washing by hand.
You can limit the costs of washing by hand by making sure you don’t continuously run water, especially hot water. Fill a sink or tub with warm, soapy water and then rinse the dishes in cold water.
Bake and cook from scratch to save on money and get more exercise. It’s a lot easier to thaw out frozen pizza dough than it is to mix up your own dough (without a mixer) and roll it out. It’s also more expensive since you are paying for the convenience of the food already prepared to be baked.
Switching from a gas mower, especially one that is self-propelled, to a push mower would be a big gain in exercise and savings that could be used to pay off a payday loan. Even if you have an electric mower, you would still save on the cost of electricity to charge the mower’s battery.
Using hand trimmers instead of gas or electric trimmers also can help you save and exercise at the same time. Also, use a broom to clear off your sidewalk instead of a leaf blower.
The key is to be aware of all the things you do in your life that are helped out by conveniences. These usually can be done in a much simpler way that costs less money while you are forced to use more energy. Many small gains can be just what you need to pay off payday loan lenders.