Posts Tagged ‘direct pay day loan’
Get Spending Under Control To Pay Off Payday Loan Lenders
The vast majority of people don’t go to payday loan lenders for unnecessary things. However, spending that is out of control can lead to a situation that requires a payday loan. When this happens, you need to get this spending habit under control. Most poor spending habits come out of people not understanding the difference…
Read MoreWhy Save When I can Get A Payday Loan?
Not all of us have a “saving” mentality. Spending our lot can push many into a corner when unexpected costs come up. That’s when getting a payday loan may come in. Experts in the financial world are saying that the economy is on an upswing with consumers spending more than they did in the past…
Read MoreWhat To Do After A Payday Loan
So, you qualified for a payday loan, you just got your money and you’ve used it to pay your emergency bill. Crises averted, right? No. Not averted. Delayed, maybe; but not averted.
Read MoreIs There An Upside To Using A Payday Loan Or A Credit Card?
We can all find reasons not to take out a payday loan or utilize a credit card when we are faced with a financial emergency or unexpected cost but when used responsibly, these other sources of income can be beneficial during the right circumstances. Although payday loans get a bad rap for charging ultra high…
Read MoreEnjoy A Family Vacation Without Resorting To A Payday Loan
A vacation is a chance to relax and recharge for the real world. However, this is difficult to do if the expense of a vacation forces you into a payday loan. By making small compromises, you can have an enjoyable vacation that you can afford. Plan your vacation well in advance. Start saving up for…
Read MoreIs A Payday Loan A Debt Trap?
For those of us who have been trapped in debt before; it’s not fun! Credit cards, car loans, or borrowing from friends can make us feel like we are stuck in a financial black hole. A payday loan can make us feel the same way if we aren’t careful. What is a payday loan anyway?…
Read MoreIs Your Budget Prepared For A Payday Loan?
Payday loans are often times taken out because of an unforeseen or unexpected blow to our finances. As much as we would like to have a savings or “reserve” to depend on when an emergency cost comes up, it doesn’t always work out that way. Payday loans are short-term; meaning, lenders expect to be paid…
Read MoreAre Payday Loan Lenders Competing With Banks For Business?
The FDIC (Federal Deposit Insurance Corporation) has implemented a program that encourages banks to offer small dollar loans, comparable to payday loans, but is finding that the program hasn’t been all that successful. It seems that banks just can’t compete with payday loan lenders as far as cost and ease are concerned. The FDIC found that only 31%…
Read MoreWhat Does A Payday Loan Have To Say About Your Credit Worthiness?
Do you know your credit score? Do you know what a credit score is and why it’s important? Does a credit score matter when you are applying for a payday loan?Anytime you take out credit in the form of a mortgage, auto loan, boat or RV purchase or credit card, the creditor you are applying with and possibly borrowing from…
Read MoreAre Payday Loans A Solution To Your Cash Flow Dilemma?
With the New Year upon us and Christmas bills still following us, countless Americans are wondering how they will pay the bills and cover their taxes due in April. Payday loans are one solution to individuals feeling the crunch of bills and taxes. A cash advance may enable you to take care of impending finances…
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